PRODUCTS
WHAT IS AN UMBRELLA FUND?
An umbrella fund is a retirement fund which combines multiple employers under one legal structure. By pooling retirement savings in this way, the average cost permember is minimised and the governance burden is significantly lessened – ultimately resulting in greater after-fee returns for the member.
WHAT IS AN UMBRELLA FUND?
An umbrella fund is a retirement fund which combines multiple employers under one legal structure. By pooling retirement savings in this way, the average cost permember is minimised and the governance burden is significantly lessened – ultimately resulting in greater after-fee returns for the member.
PRO
DUC
TS
PRODUCTS
The Quantum Elite Group Pension and Provident Funds were formed in 1979 and have been active ever since, with their own designated administration and consulting teams, each with a wealth of knowledge on the portfolios offered by these funds.
QUANTUM ELITE
PENSION AND PROVIDENT
UMBRELLA FUNDS
01
The funds service about 120 participating employees and have over R720m total assets under administration. They are self-administered and designed to address the diverse employee benefits needs of small businesses, as well as medium-to-large employer groups.
These funds hold investments with various investment portfolios, each of which has outperformed its industry benchmark over a 5-year period. They also offer life stage investing, where the portfolio is automatically adjusted according to the investing timeline, to manage the risk and optimise growth.
Depending on an individual’s risk appetite and risk tolerance, the investment options range from conservative funds with guaranteed returns, to more aggressive funds with no guaranteed returns.
The intention behind these products is to offer a simple, flexible and affordable solution with excellent administration and consulting services.
WHY CHOOSE QUANTUM ELITE
GROUP FUNDS?
Contributions invested within 48 hours of receipt
Withdrawal claims paid within 7-10 working days
Web-based employer portal which interfaces with back-end administration system
Our size allows us to provide flexible, bespoke solutions
We aim for collaborative synergies and strategic partnerships
Competitive pricing models
Multi-skilled administration team offering end-to-end service
Compliance support, ensuring a smooth transition and take-on
Consulting, guidance and advice every step of the way
Diverse investment choices, including life staging switches
Access to up-to-date retirement investment values
Member support, education and communication
BENEFITS TO
BEING
A MEMBER
BENEFITS TO
BEING
A MEMBER
DIVERSE INVESTMENT CHOICES, INCLUDING LIFE STAGING SWITCHES
ACCESS TO UP-TO-DATE RETIREMENT INVESTMENT VALUES
Member support, education and communication
BE
NE
FITS
BE
NE
FI
TS
Quantum Preservation /Unclaimed Funds
02
These have been registered specifically to cater for benefits that have not been claimed and where the Trustees authorised the transfer to an unclaimed benefit fund. Unclaimed benefits are invested in a portfolio that provides absolute returns, irrespective of the equity market movements, while striving to maintain real returns. Tracing services are available should they be required.
Quantum Preservation /Unclaimed Funds
02
These have been registered specifically to cater for benefits that have not been claimed and where the Trustee authorised the transfer to an unclaimed benefit fund. Unclaimed benefits are invested in a portfolio that provides absolute returns, irrespective of the equity market movements, while striving to maintain real returns. Tracing services are available should they be required.
